@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--ink:#092332;--deep:#061c29;--muted:#647681;--sea:#0f4650;--copper:#dba977;--cream:#f8f7f3;--line:#e4e8e7;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.7 'DM Sans',sans-serif;background:white}a{color:inherit;text-decoration:none}img{display:block;width:100%;object-fit:cover}h1,h2,h3,h4{font-family:Manrope,sans-serif;line-height:1.17;letter-spacing:-.035em;margin:0 0 18px}h1{font-size:clamp(2.8rem,5.6vw,5.4rem);font-weight:800}h2{font-size:clamp(2rem,3.5vw,3.25rem)}h3{font-size:1.32rem}p{margin:0 0 19px}.wrap{width:min(1160px,calc(100% - 42px));margin:auto}.topbar{background:#061c29;color:#d3e0e1;font-size:12px;padding:9px 0}.topbar 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transparent;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--copper);color:#142b31}.btn-dark{background:var(--deep);color:white}.btn-outline{border-color:#b9c6ca;color:var(--deep);background:white}.navcall{white-space:nowrap}.zipbar{background:#103c44;color:white;padding:9px 0;text-align:center;font-size:12px;letter-spacing:.065em}.zipbar strong{color:#f4c99b}.hero{background:var(--deep);color:white;overflow:hidden}.hero-grid{min-height:580px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center}.herotext{padding:74px 48px 80px 0;position:relative;z-index:2}.eyebrow{color:#dbac7c;font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:800;margin-bottom:18px}.hero h1{max-width:720px}.hero h1 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p{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:white;box-shadow:0 13px 44px #08222c09;transition:.2s}.card:hover{transform:translateY(-5px);box-shadow:0 20px 38px #09233215}.card img{height:220px}.cardbody{padding:24px}.card p{color:var(--muted);font-size:14px}.arrowlink{font-weight:800;font-size:13px;color:#af7441}.split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.photo{border-radius:14px;overflow:hidden;box-shadow:0 25px 70px #09233222}.photo img{height:490px}.bullets{list-style:none;padding:0;margin:23px 0}.bullets li{margin:10px 0;padding-left:31px;position:relative}.bullets li:before{content:'✓';position:absolute;left:0;color:#b17b49;font-weight:800}.problemgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.problem{padding:24px 21px;background:white;border:1px solid var(--line);border-radius:10px;font-weight:700;font-size:14px}.problem span{display:block;font-size:22px;color:#b58251;margin-bottom:7px}.cta{padding:58px;border-radius:18px;background:#123f48;color:white;display:flex;justify-content:space-between;align-items:center;gap:40px}.cta h2{font-size:clamp(1.8rem,3vw,2.9rem);max-width:670px}.cta p{color:#bfd2d5}.pills{display:flex;gap:8px;flex-wrap:wrap}.pill{padding:9px 14px;background:#eef2f2;border:1px solid #dce4e4;border-radius:100px;font-size:12px;font-weight:700;color:#33525b}.zipcards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.zipcard{background:white;border:1px solid var(--line);padding:24px;border-radius:12px}.zipcard strong{display:block;font:800 32px Manrope}.note{font-size:12px;color:var(--muted)}.faq{max-width:860px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:800;cursor:pointer;list-style:none;padding-right:24px;position:relative}.faq summary:after{content:'+';position:absolute;right:0}.faq details[open] summary:after{content:'–'}.faq p{margin:14px 0 0;color:var(--muted)}.footer{background:#061c29;color:#e3eff0;padding:70px 0 25px}.footgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:65px}.footer a{display:block;margin:7px 0;color:#aebfc4;font-size:13px}.footer h3{font-size:15px;color:white}.footer p,.footer small{color:#aebfc4;font-size:13px}.footbottom{border-top:1px solid #28434a;margin-top:40px;padding-top:23px;font-size:12px;color:#aebfc4}.subhero{padding:78px 0 70px;background:var(--deep);color:white}.subhero h1{max-width:970px;font-size:clamp(2.5rem,4.5vw,4.5rem)}.subhero p{color:#bed2d4;font-size:18px;max-width:740px}.crumb{font-size:12px;color:#b9d0d2;margin-bottom:21px}.crumb a{color:#e9b882}.articlegrid{display:grid;grid-template-columns:minmax(0,1fr) 295px;gap:68px;align-items:start}.article{font-size:16px}.article h2{font-size:27px;margin:32px 0 16px}.article p{color:#4c626c}.articlephoto{border-radius:12px;height:340px;margin:0 0 35px}.aside{position:sticky;top:114px;background:var(--cream);padding:27px;border-radius:13px}.aside a:not(.btn){display:block;margin:10px 0;font-size:13px;font-weight:700}.readmore{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.hidden{display:none}.menubtn{display:none;background:none;border:none;font-size:24px}.footerbrand{font-size:20px;color:white;font-weight:800}.sourcecredit{font-size:11px;color:#8ea1a5}.sourcecredit a{display:inline;color:#bed2d4;text-decoration:underline}@media(max-width:950px){.navlinks{display:none;position:absolute;top:84px;background:white;left:0;right:0;padding:25px;flex-direction:column;align-items:flex-start;box-shadow:0 16px 20px #0001}.navlinks.open{display:flex}.menubtn{display:block}.navcall{margin-left:auto}.hero-grid,.split{grid-template-columns:1fr}.herotext{padding:60px 0}.heroimage{min-height:320px;max-height:380px}.heroimage:before{background:linear-gradient(0deg,#061c29,transparent 80%)}.cards{grid-template-columns:repeat(2,1fr)}.articlegrid{grid-template-columns:1fr}.aside{position:static}.footgrid{grid-template-columns:1fr 1fr;gap:25px}.problemgrid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.topbar .wrap{font-size:10px}.nav{min-height:71px;gap:12px}.navlinks{top:71px}.brand{font-size:14px}.brandmark{width:36px;height:36px}.navcall{padding:11px;font-size:12px}.heroimage{min-height:300px}.section{padding:58px 0}.cards,.readmore,.zipcards,.footgrid{grid-template-columns:1fr}.problemgrid{grid-template-columns:1fr 1fr}.split{gap:32px}.photo img{height:300px}.cta{padding:30px;display:block}.cta .btn{margin-top:20px}.articlephoto{height:230px}.sectionhead p{font-size:15px}}